Tuesday, March 6, 2018

Currently

I feel like it's been ages since I did a currently post, so figured I'd share a few things about life lately.

Reading My Grandmother Asked Me to Tell You She's Sorry and listening to Seriously... I'm Kidding. I'm not exactly a fan of Ellen, I'm not not a fan, but I like celebrity books. I'm actually not really in a reading mood lately (like, the past week) so instead of reading I have actually been watching TV (I don't know who I am either). I go through phases and apparently right now it's a not really into reading phase.



Watching Downton Abbey. I still haven't seen the last season and I got a hankering to rewatch it all, so that's what I am doing. I am bracing myself for the deaths (that I know about) that basically killed me the first time I watched it.. I'm sure no one will, but no spoilers for the last season please!


Thinking about house projects. The kitchen is still not technically 100% finished, but we're already thinking about our next projects. I am super against another big renovation for at least a year or two, I just can't be bothered living through that just yet. So, bathrooms are out even though I hate them. We are going to hopefully tackle the exterior in the spring/summer and basement towards the end of the year.

So here's what we want to do to the outdoors. We might do all of these or only some. Time and finances shall tell.

- A fence. We are on a side lot so we have a bowling alley kind of backyard. But we have a HUGE front/side yard and we've seen people fence in part of their side yard to make it a backyard, if that makes sense. We have to get a permit for the fence and plan it out, this will likely be the most expensive and time consuming project. They might even say no, which will be annoying.
- Extend the front porch. This will obviously also be expensive and time consuming, it's not as important as the fence and I have no idea where to start or if we'll even end up doing it. I've seen people online do wood over it and extending it that way, I don't know if that would look good or if we should try and do concrete? Then I can stain it or something to match? I don't know.
- Footpath/side walk thing. We have these stepping stones from our driveway to our little porch thing and I'd like it to be an actual path. 
- Paint the shutters. 
- Landscaping. I want to put a little border around the flower beds and tidy them up, plant new flowers and do the whole mulch thing (gardener, I am not). We also need to get a stump grinder and remove some shrub things.
- Little free library! 


'Scuse the crappy picture, I google street viewed it. The little tree on the right is gone now, we need to get the stump grinder for it though, the other two trees will stay. The fence will go up in the left corner, if that makes sense. I want to extend the porch to the right, so it will go basically line up with that window on the right.

Working on finances. Exciting stuff, I know. We have a couple of things to pay off, a savings goal in mind, house projects we want to tackle, a grocery budget that's out of control and one of us is addicted to buying books. Even at $1 or $2 each, I've already spent over $100 and purchased 60 (yes freaking 6-0!) books this year. It's freaking March! What the bloody hell? I need to slow down. My bestie suggested a book buying ban for the rest of 2018 and I'm not ashamed to say that sounds terrifying but I am at least going to try for several months. I do get those no rush shipping credits from amazon, so I will try and just use those for books. I literally (yep, literally) have 500+ books on my kindle or shelves at home so to say I do not need to buy any books would be an understatement.

So there's that. No books for the forseeable future.

Saving $5 a day- yesterday, I figured out if I saved $5 a day, I'd have an extra $1,500 by the end of the year. So I decided to start doing that on top of the savings goals I've already got planned. I have a spreadsheet that details where my money is going every week for the rest of the year. I also use mint, but spreadsheets are so fun, right?


Excited about The Guernsey Literary and Potato Peel Pie Society movie! The trailer is out now and I think I've watched it about 300 times since Heather first told me about it. It is one of my favourite books of all time and I just.cannot.wait. I laughed so hard at the end of the trailer where they make fun of the title. I am going to watch this on my own because I don't want to listen to KC snoring (jk) or making fun of it, and I don't know anyone else who'd want to see it or understand my love for the book. I am SO excited!


Trying to decide if I will sign up for the Kentucky Derby mini marathon. I have not been running consistently lately, though I'm slowly getting back into it. I could catch up enough so that I'd at least not die and I could run with my friend. Honestly, when registration opened, April was so far away and I was hoping that I would be far enough into a certain situation that running a half marathon would not be possible or very fun. That did not happen so that means I can run if I want to. Problem is, it is $85 (when it first opened I think it was like $50) and that doesn't really jive with my 'no unnecessary expenditure'. Price goes up on the 15th of this month though, so I have to decide soon. I've only missed the mini once since I moved here and I like that little tradition.


So that's all that's going on with me currently. Trying to save money so that I can eventually spend it.

Any money saving tips I might not have thought of yet? No shopping or buying books, meal plan and try not to eat out, we don't have cable.. what else can I do?

34 comments:

  1. Good luck with the savings & temporary book buying ban. Kudos to you if it does last the rest of the year! Your $5 savings goal reminded me I have to take all of my change to the bank soon to see how much I saved over my current, almost over, 101 in 1001 time. I'm sure it's not much because I almost never have cash. Good luck! $1500 would certainly come in handy!

    ReplyDelete
  2. Book buying ban for the rest of the year definitely sounds terrifying to me. Nope, nope, nope. I would rather ban myself from buying almost ANYTHING else. A few months is maybe doable, but it's only MARCH, rest of the year... noooo. Good luck to you ;-)

    ReplyDelete
  3. Oh house projects are such fun! I hope the whole permit process goes well for you guys! I never finished Downton Abbey and I have no idea why! I should rewatch. 😳

    ReplyDelete
  4. I don't need a ban from buying books, but a ban from getting library books. I have so many books at home or on my kindle that I'll never get to them if I don't stop putting so many books on hold. I love that you have Little Free Library on your list! There was one at a state park we were camping at in New York and with no wi-fi for the week, the kids borrowed books instead. Awesome :)

    ReplyDelete
  5. I hear you on the buying books uncontrollably! I personally can’t pass up a good deal! When we did our no spend month last year I literally had to delete all of my emails that would make me want to buy books or clothes immediately and that really seemed to help a lot.

    ReplyDelete
  6. I'm not running the mini but I registered - if you want my bib, you can have it.

    ReplyDelete
  7. It sounds like you guys have a lot of fun things planned for the exterior of the house! I don't blame you for wanting to chill on the interior. It can be overwhelming living through a room or rooms in the house being completely out of order! You have been tempting me with all your darn book stories every day. Most days I am like NO KIRSTEN, YOU WILL NOT GET ME TODAY! Hahahaha.

    ReplyDelete
  8. Looove Downton Abbey. I feel like I could stand to watch the whole series over again :)
    I go through reading phases, too.
    I guess I need to read The Guernsey Literary and Potato Peel Pie Society because that movie is practically a Downton reunion. Hahaha!

    ReplyDelete
  9. So I am doing a no shopping march and my sister took me to a bookstore on Sunday. You can imagine how that went.

    ReplyDelete
  10. I just went through a two week phase where reading didn't interest me, even rereading favorites, which I am almost always able to do. But now I'm back on books and you will be soon enough too! You do have a humongous front yard! I appreciate beautiful landscaping but I have a black thumb and am lazy. :D So my best saving advice is to have a purpose for the money you are saving (and that purpose can change over time because goals and priorities change) so when the urge comes to spend (and it will so don't feel bad about it) you have a reason not to spend it. When that temptation to buy something you don't need, ask yourself "Does this bring me closer or further to my goal of XYZ?" My old boss taught me this and she is one the top financial advisors in LA. Also, this may seem odd given that saving is your goal but don't go too crazy either where you don't allow yourself some "free money" (money left after paying bills and savings goals) to spend as pleased. Most people do not like feeling restricted, which leads to rebelling and spending foolishly (or like when I binge on food that I tell myself I can never ever eat again) or at least it does for me.

    ReplyDelete
  11. I cannot WAIT for the Guernsey movie! If we lived closer, I'd totally watch it with you and love the crap out of it! Ugh, house work. It is never ever over. Good luck with your book ban and savings goals!

    ReplyDelete
  12. I bought so many books when you insta stories the books on sale! I think in a week, I spent like 30 dollars. I have yet to start any of them. I just finished The Lake House by Kate Moton (thanks for the rec) and loved it. I think saving five dollars a day is a great idea! I think I'm going to try that for the rest of the year. In the years past, I have done the 52 week challenge which is similar and had fun doing it. It was always fun starting the new year with some extra cash.

    ReplyDelete
  13. I go through the same seasons with reading. I've only recently kind of gotten back into it. Also, I love Ellen, but I didn't love her book. I just feel like her humor doesn't translate as well into book form.

    ReplyDelete
  14. I've been thinking about re-watching all of Downton - I love that show! The first time I watched it I was so mad at the end of Season 3 that I took a break for six months before I finished the rest.

    ReplyDelete
  15. Ah! I would love to go to the Guernsey movie with you, if only NC were closer. I think a nice 3 month book ban/detox could be great! I go on bans from shopping and it always makes me be more creative with my closet or utilizing the library more.

    ReplyDelete
  16. So jealous you're re-watching Downton! I might have to do the same thing, that show just makes my heart sing. Wish I had money-saving tips for you, but I think you have it covered. You know what you need to do, and that's half the battle! PS I so want to add a free little library in our yard, too!

    ReplyDelete
  17. I just rte watched downton too, it was so lovely to have it to binge. The Last Season is worth it!

    ReplyDelete
  18. I never watched the last season of Downton and I don't think this bothers me for some reason. I loved the first couple of seasons though.

    I can't deal with Backman books. I just quit another one :(

    ReplyDelete
  19. I'm re-watching Downton Abbey right now, and The Guernsey Literary and Potato Peel Pie Society movie looks so good :)

    ReplyDelete
  20. How did I not know The Guernsey Literary and Potato Peel Pie Society was going to be a movie?!?

    ReplyDelete
  21. I love Ellen but I thought her book was Emily @ Martinis & Bikinis
    underwhelming and needed more to make it worth the read!

    ReplyDelete
  22. I've been in a book funk for a while now, but am finally reading something that I'm actually interested in! Have you checked out Every Last Word? It's been good to me so far.

    Oh, you just singlehandedly encouraged me to rewatch Downton Abbey (and to finally watch the last season) too! I loved that show so much.

    ReplyDelete
  23. Oh Downton Abbey is so beautiful! I loved to watch it. What a fantastic house you have, looks a lot like ours, only ours is smaller!

    ReplyDelete
  24. Personally I find not having any cash on me ever works quite well. Somehow if I have cash, it evaporates and I honestly couldn't tell you what it goes on. When I don't have cash, it often prevents me from buying something, and if it doesn't, then I have a record of what I spent for my budget tracking app to capture and tell me off about!

    I'm interested in your thoughts on the Ellen audiobook. I listened to it too, and remember being a bit underwhelmed. I quite like Ellen (like you, not a fan but not not a fan either) but I just couldn't quite get into it... It just felt a bit pointless or something?

    ReplyDelete
  25. The little free library is such a good idea! My parents built one for outside their house and a couple for around their neighborhood and people love them! :)

    ReplyDelete
  26. you're motivating me to save too. so that's a good thing. it's tough though! especially with house projects. i am full on board with a porch but also bc i love porches oh so much. i think you should do the mini marathon - def if it's something you're wanting to do right now. ah i love derby season :)

    xoxo cheshire kat

    ReplyDelete
  27. I love that you’re planning on putting a free library outside your house. That is SO cool!!

    ReplyDelete
  28. Oh! I didn't know there was going to be a movie of the book! Excellent!! I look forward to it!

    ReplyDelete
  29. I'm not going to lie: reading about all the house projects you guys want to complete terrifies me a little. I know that sounds weird, but Eric and I have been saving for a house for a while now (we want to put down a very sizable downpayment and had several unexpected expenses in the last couple of years, so it's taking more time than we initially thought it would), and I'm scared that once we buy, we're going to find all of these things that we need (or want) to do to the house. And obviously that means money that we may or may not want to spend on that sort of thing. I'm sure it will be fine, but any time I read/hear about someone doing home improvement projects or things that actually have to be done to their house, I get this little stab of fear in my heart. I'm probably just weird. Haha.

    As for savings, I use a couple of things I found on Pinterest for weekly savings challenges. They have challenges to fit a lot of different goals and budgets, and I think they're very helpful. I saved the two I'm following to a private board (since I don't like the idea of everyone knowing exactly how much money I'm putting aside in the bank), and I add my weekly savings deposits into my planner so it's always in my mind that week (and so I don't forget to move the money over). This has helped me not overspend because I know I need to put x amount in my account that week, and I'd rather feel accomplished and put that money aside than buy something random. I don't not spend (I seriously spent $520 on concert tickets over the last month, which is kind of crazy but at least that covered two tickets to three different shows and I really wanted to go to all of them!), but I'm more mindful of whether that spending will affect my savings goals.

    Another savings thing I'd recommend (if you don't do this already): open a high yield savings account. Eric and I opened one at Ally in February, and it's amazing how quickly you earn interest compared to a regular bank. Our account has a 1.45% APY, and there are no fees and no minimums. We also got a CD through Ally, so if you're comfortable putting aside a chunk of money and not touching it for a while, that's a really good option. There are three tiers for this (I think) based on the amount you put into the CD. The more you put in and the longer you wait to take it out, the more interest it will accrue. We put in a pretty good chunk of the savings we already had and chose a one year option for the CD. We would have left it in longer, but we're hoping to buy a house within the next year to year and a half, so one year was really the longest we wanted to leave it in right now.

    ReplyDelete
  30. I had no idea they'd made the The Guernsey Literary and Potato Peel Pie Society into a movie. Now I'm excited too!

    ReplyDelete
  31. That's awesome that you're doing the $5 savings. I know someone who whenever they get a $5 bill they put it away. I've sort of been doing it with $20

    ReplyDelete
  32. Have you considered selling some things on apps like Mercari or Poshmark? I know lots of people who have stuff around that they don't use. Whether it's jeans you just never wear or purses you stopped using, etc. You could list them, even for super low prices, they pay shipping and boom, money made. I've been using Mercari since August and I've made over $2000. And I'm not selling huge priced items. I think the most expensive thing I sold was a tablet I stopped using for $125. But little sales add up. You can even sell lightly used makeup (things that can be sanitized) and perfumes and things. It's worth a look into at least!

    ReplyDelete
  33. i set up automatic savings withdrawl into a high interest acct and then forget about it. even $50/month really adds up. i did that with one account and when i logged in a few years later (i actually forgot about it), i was floored by how much was in there and the interest that was accumulating!

    ReplyDelete

Thank you so much for your comment! I reply to my comments via email, but I can't do that if you are a no-reply blogger.