Wednesday, March 1, 2017

9 Months Down - My 1 year shopping challenge.

Another 3 months down and only 3 months to go for my 1 year shopping challenge! If you don't know what I am talking about, check it out here. Basically my goals were to stop mindless impulse purchases. This isn't a strict spending ban because I only wanted to focus on the issues I wanted to overcome - meaning I still allowed some spending - books, gifts, husband approved purchases, etc.


But here's how I've done the last 3 months:

Month 7 - December

Books - $8 - Audible.
Shopping - $7 - I ran out of concealer, and considering it's the only thing I use every day, had to replace. I will absolutely have to buy more before this challenge is over.
Gifts - $$ - bought Christmas gifts in November & December for lots of people, putting it here without the amount because I didn't keep track this year.

Month 8 - January

Books - $8 - Audible.
Shopping - $83 - The daytime moisturiser I've been using is normally $20, I found it on walgreens online for $10.50 and then I got $10 off $50 so I got 5 for $9 each. BARGAIN. The rest was from Ulta - new skincare/hair products. I'm still working out the kinks in both routines until I find products I really love.

Month 9 - February

Books - $8 - Audible 
Shopping - $100 - This is the first clothing purchase I have made since my trip with my mum. I bought 2 pairs of work pants. I have needed pants since I started this and really should have bought them months ago. I have 1 pair of pants that fit right now, I have 2 others that do not fit well and are super uncomfortable so I end up washing the 1 pair that do fit and wearing them everyday. If I wore the others, I felt like a slob and was constantly afraid I'd hear a loud rip when I bent down to file or something. I really wanted to get through this challenge without buying any clothes like this, but I needed more pants. The pants that fit and I like are the editor slim pants from Express - they don't have them in black or my size anymore, so I tried the editor barely boot and editor ankle, both in long sizes (they *just* touch my feet, if anyone tall is curious, I am only 5'9). So there you go, I pretty much 'failed' with this purchase but I thought about it for 6 months and finally caved. 



Yep, both black. I've tried for years to get fancy colours or prints, but I'm done. I like black. I feel comfortable in black. It goes with everything. I don't need to use my brain. I dig it.

Moving on.

I thought February would be really hard because it was birthday month and I love to buy stuff for myself. I mean, last year I treated myself to 29 things and a lot of them were food or shopping related. With everything going on back home, I really didn't feel like going out of my way to treat myself, which is a bit sad. I still went to dinner with my friends, got my hair done and had brunch with KC. So I guess I still treated myself, it just wasn't like a conscious effort like it was last year.

I can't believe I only have 3 months left. I thought I'd be champing at the bit* by now, but I still feel pretty content. I don't have a list a mile long of things I want to buy when I am done.. in fact, I have no list. The only thing I really needed were pants, and I bought them.

*One of those things I thought I should google this and I always thought it was chomping at the bit, but it's champing.. but it feels weird.

Like I've mentioned, this is 100% not a strict no-spending ban. That wasn't my problem. My problem was mindless spending, buying something pretty much every day just because it was on sale or looked good on someone else. If you'd seen my expenditure before, this is a huge improvement.This whole challenge was about controlling my crazy unnecessary impulse shopping addiction and, most importantly, paying off the debt that I had accrued because of said addiction.

Which by the way I DID. DEBT BE GONE.

Can I get the highest of virtual fives? Thanks!


KC and I have been living with his mom for the past few months while we are saving/looking for a house, but we haven't saved as much as we should have. We paid off a car, paid for NZ & Australia and paid a super fun ER bill. I also paid off my credit card debt. But it wasn't just that, we ate out too much, I got a new computer, we went crazy over Christmas and spent an obscene amount at the grocery store. 

We realised we wanted to buckle down and save as much as possible, so over the next month or so (because please zeus and all that is good in this world let us find a house in March) we are trying not to spend money unless absolutely necessary. No eating out, no shopping, no nothing. Wish us luck! I'll be checking in at the 1 year mark in June.

50 comments:

  1. I feel like you are doing really well! Good luck on the house hunt! Also, tell me your AU/NZ itinerary.

    ReplyDelete
  2. You are doing really great! And I totally thought it was chomping at the bit, too - learn something new everyday. :)

    ReplyDelete
  3. WOOT for no more credit card debt!!!! That is always such a relief! I felt so relieved when I made the final payment on Yurtle and I'm sure I'll feel the same way when I pay off Bagheera.

    ReplyDelete
  4. It's already been 9 months since you started this challenge? Seems like it's gone by pretty quick! Good luck in March - we just came off of a February spent not eating out/watching where every penny goes. Isn't fun but sometimes necessary so you can get back on track & meet your savings goals!

    ReplyDelete
  5. You are doing so great!!! I am 4 months into a 6 months of no-buying-clothes and I have to admit I am "champing" at the bit... I may have filled up some online shopping carts with various spring and summer items to buy in May. I did make a list of what I need for summer though and I'm NOT ALLOWED to buy anything not on the list. That is the biggest thing to help me reign in impulse spending.

    ReplyDelete
  6. Definitely giving you a virtual high five! You're doing great with your challenge :)

    ReplyDelete
  7. Um, yes!! Huge high five for you!! It is funny how when we start controlling our impulses, well...gain control and they stop controlling us. I'm so impressed with how well you've done. And really??? It's champing?!?! I need to google myself because I've never even heard of the word champing.

    ReplyDelete
  8. This sounds really good! And woo hoo paying off debt! Work pants are in the necessity column - no one likes wearing black pants, so they aren't a treat. Going out to eat kills our budget, too, so good luck, and share any good recipes you find that keep you at home!

    ReplyDelete
  9. Congrats on no more credit card debt! That's huge!! I think you're doing a great job. I always thought it was chomping at the bit too... that just makes more sense. I'm sticking with that.

    ReplyDelete
  10. This is an amazing feat! I found that just doing a spending freeze for the month of January has made me really evaluate every single non-essential purchase. I can't imagine how doing this for a year would be. Work pants are totally justified! Good job!

    ReplyDelete
  11. HURRAH for no more debt!

    Work pants are a must. In most offices, it is frowned upon to appear for work with no bottoms.

    ReplyDelete
  12. Congratulations on paying off your debt! That is huge!

    I don't think I could commit to a no-buy for a year, but I really like the idea of a controlled low-buy where each purchase is thoughtful and deliberate. I've been working on only buying and keeping things that I love. So if I order clothes online and they are pretty good, but not perfect, I return them. I think your approach could help take this mentality a step further.

    ReplyDelete
  13. That's such a good idea to do a little challenge like this. That's awesome and it sounds like you're doing amazing!

    ReplyDelete
  14. Debt be gone? That is awesome!!! I feel like you did very well so far. I mean, you need pants to wear to work and its not like you went out and spent a ton you just got what you needed to get by. I am interested to know what new skin care/beauty stuff you got! Is your audible really only $8 a month? I think I pay $15. WTF.

    ReplyDelete
  15. You're doing so good with this, girl! I'm sorry about what you're going through back home, but I'm glad you were able to celebrate yourself a little bit. Your hair looks gorgeous ;) How many audible books do you get with the $8 purchase you make? I'm still not totally sold on audiobooks but I'm working on it. Haha. xo

    ReplyDelete
  16. YAY for paying off the debt, congratulations! At least the work pants weren't mindless spending, ya know? It was carefully considered and deemed necessary, which is a huge improvement that should be celebrated. You're kicking butt.

    ReplyDelete
  17. YOU GO GIRL - for paying off that credit card debt! That's an incredible feeling. I'm so excited for you! :) Also good for you for sticking to your plan and rockin it.

    ReplyDelete
  18. CONGRATS lady!! Paying off credit card debt is huge. So is paying off a vehicle! Bye bye annoying bills every month! Sending good vibes your way to find a house soon! xx

    ReplyDelete
  19. next post: share your new skin products! :D

    ReplyDelete
  20. HUGE virtual high-five coming your way! That is so awesome you paid off your credit card debt! And I know you didn't save as much as you wanted, but at least you did pay off some debt and other expenditures too. :D You've done so good with your shopping ban. The pants, to me, were a mindful purchase. You don't buy them just because or without thought, but you needed them and bought pants you would wear.

    ReplyDelete
  21. Ok you are my hero because I don't know how you do it! I have definitely curbed the spending, but I have my days every now and then. I need to take a page from your book and just learn to move on without buying it. We are living with my in-laws and I want out soon so saving money/budgeting has got to be a top priority, plus we've had some things pop up here and there that have hindered the whole "saving" thing. YAY for paying off your debt, as soon as hubby pays off his school loans I will be singing the praises too!!

    ReplyDelete
  22. Yes yes YES for no debt!!! That's my goal by the end of the summer!!
    How is your Audible only $8? I'm paying like $14 or $15... Grrr. Lol
    Great job with not spending. Sometimes you need work clothes. No shame in that!

    ReplyDelete
  23. Congrats on paying your debt off. That is so fantastic!! Great job on not spending, it is a hard thing to do. I hear you about black pants for work. I too love them and I too find it difficult to find a nice pair that fit well. I just picked up a pair for them Banana, so far so good. I'm hoping they will last me for a bit.

    ReplyDelete
  24. girl you're doing so well - home stretch! and NO more debt!! woo hoo! i am with you on the black pants thing - only kind i wear. speaking of which - i should try express' version. noted! it's so hard to find. i'm short too, so it's worth a shot. sigh. ha. anyway good work girly - keep saving!

    xoxo cheshire kat

    ReplyDelete
  25. So much progress! And you're in the home stretch now. I feel like work pants are the most impossible thing to find/buy that fit right, but the kind of thing you can't go without! Congratulations on paying off your debt! Even if you guys haven't saved as much as you hoped, taking care of such big payments is so huge in itself! Sending all the positive vibes for your house hunt this month too!

    ReplyDelete
  26. Sending you luck!!! & knowing you can do it. I'm so impressed already at your lack of spending skills :)

    ReplyDelete
  27. Wow that is so amazing paying off the debt! Go you! Such a weight that has been lifted I'm sure! Here I thought I was a bad ass for doing this for one month! And you're on month nine!? Madness.

    ReplyDelete
  28. All the high fives!! Well done, girl!!

    Here's to hoping you guys find the perfect place this month! :)

    ReplyDelete
  29. *only* 5'9". I'm 5'3" so to me, you are SO TALL.

    You are kicking ass and congrats on the debt payoff!

    ReplyDelete
  30. this is awesome and you are doing SO well!!!! xo jillian - cornflake dreams

    ReplyDelete
  31. I think you're doing fabulously. When I was paying for my Euro trip I had two "no spend" months. The first month was a success the second, not so much. But I'm planning to make April a no spend month. I have to say, it's much easier to do living alone. I haven't spent nearly as much as I did last year I'm sure.

    And go you for paying off all your CC debt. I REALLY need to focus my attention on that. Like really. It would feel so good to have that paid off.

    ReplyDelete
  32. Yay you for paying off that debt!!!! You're a bad ass for continuing to do so well on this "spending freeze." We also spend so much money at the grocery store, and we're working hard to fix it! Let me know if you guys have any awesome tips!

    ReplyDelete
  33. CONGRATS on debt be gone, you're doing amazing gurlie!
    Green Fashionista

    ReplyDelete
  34. Go you girl!! You stick to challenges and do them so well - I think it's great that you were able to treat yourself for your birthday!! xo, Biana -BlovedBoston

    ReplyDelete
  35. You're doing such a great job with your shopping challenge, and hooray for paying things off!

    ReplyDelete
  36. Congrats on getting debt free! That's so incredibly awesome! I was also really bad about making mindless purchases as well, and the no spending for one month helped a lot!

    ReplyDelete
  37. It's "champing"?? Really? Totally weird.
    I think you've done an incredible job with this challenge. You've paid off debts and paid for trips. That alone is an awesome accomplishment!

    ReplyDelete
  38. You are doing so well with this!!! I always feel like work clothes don't count as much for shopping....I mean you DO need them. I prefer black pants too. So exciting that your trip is getting close!!!

    ReplyDelete
  39. Seems like great progress to me! Buying work clothes is no fun for me, I put it off too, but then just have to cave. So glad you paid off your debt! :) Good luck with the rest of the challenge! XO - Alexandra

    Simply Alexandra: My Favorite Things

    ReplyDelete
  40. The February pants purchase sounds totally necessary, as do the replacement purchases. A spending "frost" or challenge like this shouldn't be about seeing how long you can withstand an inconvenience or how uncomfortable you can make yourself for how long. It should remove some of the shopping noise and let you see what purchases are necessary and where you do truly care about sending your money—and it seems like that's exactly what's going on. So mission accomplished, I say!

    Also, I always thought it was chomping at the bit too, because I can see it making sense but WOW MIND BLOWN thank you.

    CONGRATS and the biggest high five on crushing that debt. So proud of you!

    ReplyDelete
  41. Allllllllll the high fives for that credit card! Amazing! Congrats! It's no mean feat to get out of debt, especially whilst paying for all the stuff you have, so you should definitely be celebrating. I think buying black trousers is a very sensible thing to do, and in no way violates the ban. It's so annoying when you have no clothes that fit, I have a similar thing. I also have no work clothes for a hot climate so I'm not sure what I'm going to do when I'm out here forever. This week has been an interesting introduction for sure!

    ReplyDelete
  42. Sayonara, debt! You ar AWESOME, girl! Way to go!!!!

    ReplyDelete
  43. Keep it up girl, you're almost there! Soon I'm going to need warm weather work pants (I work in a school so no air conditioning) and I don't even know where to begin!

    ReplyDelete
  44. Hoping you find a house this month! You are doing awesome with this! Feel so good to get rid of debt, doesn't it?

    ReplyDelete
  45. You're totally killing this, girl! I think it's great that you've become more mindful of what you buy for whatever reason - I definitely need to get better about that because half the time I buy stuff and then return it. And, that's annoying, too - lol.

    ReplyDelete
  46. CONGRATS on paying off your debt! That is so fantastic!

    ReplyDelete
  47. You're doing awesome! I think just being more mindful of where money is going is super helpful. I've been tracking our spending for February and now March and it's so eye opening! And actually makes me make better choices...."do I really want to go home and add this purchase to the spreadsheet??" Haha.

    And I totally thought it was chomping at the bit too! What does champing even mean?!

    ReplyDelete
  48. Even if you didn't save as much money as you had hoped (story of my life), it sounds to be like you've done a fabulous job! Chomping away at the debt is a huge accomplishment! There's always next year to make up for not spoiling yourself on your birthday! ;) I hope your Mum is doing better! When are you going there?

    ReplyDelete
  49. Don't know how I didn't see this post until now. I think you're doing fantastic! I think you really nailed the point of spending challenges & how they can turn into a way of life. You aren't trying to spend ZERO, you're trying to curb spending money on things just because you CAN. So pants? Yeah girl, buy the damn pants.

    Also, seriously? It's "champing" at the bit? That just sounds all wrong. I plan to continue to use chomping & feign ignorance.

    ReplyDelete
  50. This is SO impressive. Seriously. I couldn't even not spend on makeup for more than 4 months last year. Go you! That's so great.
    I'm starting to really look into a no spend year because we need to get out of house-buying debt. Not our mortgage... but all the purchases that came WITH it.

    ReplyDelete

Thank you so much for your comment! I reply to my comments via email, but I can't do that if you are a no-reply blogger.